Virginia
Banking markets for the Fifth District are defined by the Research Department of the Federal Reserve Bank of Richmond. Not all areas in the District are defined and definitions are subject to change as applications are processed. For questions about these definitions, please contact a member of the Bank Applications/Casework section of the Research Department.
All municipalities are in Virginia unless otherwise noted. A county may be split into more than one banking market if evidence suggests that the county is economically dependent on two or more counties or metropolitan areas.
Updated October 12, 2016
| Banking Market | Definition |
|---|---|
| Abingdon, VA | Includes Washington County (excluding the Tyler and Wilson county subdivisions) |
| Alleghany, VA | Includes the independent city of Covington and the counties of Alleghany and Bath |
| Blacksburg, VA | Includes the independent city of Radford and the counties of Floyd, Giles, Montgomery, and Pulaski |
| Bluefield, WV-VA | Includes Mercer County, West Virginia, and the area north of and including the town of Bluefield in Tazewell County, Virginia |
| Buchanan, VA | Buchanan County |
| Charlotte, VA | Charlotte County |
| Charlottesville, VA | Includes the independent city of Charlottesville; the counties of Albemarle, Buckingham, Fluvanna, Greene, Madison, and Nelson; the District 1, 2 and 3 county subdivisions in Orange County; and the Green Spring, Louisa, and Patrick Henry county subdivisions in Louisa County |
| Danville, VA-NC | Includes the independent city of Danville, Virginia; Pittsylvania County, Virginia; and the Dan River, Milton, Pelham, and Yanceyville townships in Caswell County, North Carolina |
| Dickenson, VA | Dickenson County |
| Eastern Shore, VA-MD | Includes the Virginia counties of Accomack and Northampton, and the area south of Routes 365 and 113 (including the towns of Pocomoke City and Snow Hill) in Worcester County, Maryland |
| Emporia, VA | Includes the independent city of Emporia and Greensville County |
| Essex and Richmond, VA | Includes the counties of Essex and Richmond; the Cople and Montross county subdivisions in Westmoreland County; and the town of Callao in Northumberland County |
| Farmville, VA | Includes the counties of Cumberland and Prince Edward |
| Franklin, VA | Includes the independent city of Franklin and Southampton County |
| Fredericksburg, VA | Includes the independent city of Fredericksburg; the counties of Caroline, King George, and Spotsylvania; the District 4 and 5 county subdivisions in Orange County; and the Washington county subdivision in Westmoreland County |
| Galax, VA | Includes the independent city of Galax, Grayson County, and the portion of Carroll County north of the Blue Ridge Parkway |
| Harrisonburg, VA-WV | Includes the independent city of Harrisonburg, Virginia; the Virginia counties of Page and Rockingham; and Pendleton County, West Virginia |
| Johnson City-Bristol Area, TN-VA | Includes the Tennessee counties of Carter, Hawkins, Sullivan, Unicoi and Washington; the independent city of Bristol, Virginia; Scott County, Virginia; and the Tyler and Wilson county subdivisions in Washington County, Virginia |
| Lancaster, VA | Lancaster County |
| Lexington, VA | Includes the independent cities of Buena Vista and Lexington, and Rockbridge County |
| Lynchburg, VA | Includes the independent city of Lynchburg; the counties of Amherst, Appomattox, and Campbell; and the portion of Bedford County east of Route 43 (excluding the independent city of Bedford) |
| Martinsville, VA | Includes the independent city of Martinsville; and the counties of Henry and Patrick (excluding the Dan River county subdivision) |
| Mecklenburg, VA | Includes the counties of Brunswick, Lunenburg, and Mecklenburg |
| Middlesboro, KY-TN-VA | Includes Bell County, Kentucky; Claiborne County, Tennessee; and the towns of Ewing and Rose Hill in Lee County, Virginia |
| Middlesex, VA | Middlesex County |
| Mount Airy, NC-VA | Includes Surry County, North Carolina; the Dan River county subdivision in Patrick County, Virginia; and the portion of Carroll County, Virginia, south of the Blue Ridge Parkway |
| Newport News-Hampton, VA | Includes the cities of Hampton, Newport News, Poquoson, and Williamsburg; and the counties of Gloucester, Isle of Wight (excluding the Carrsville county subdivision), James City, Mathews, and York |
| Norfolk-Virginia Beach, VA-NC | Includes the Virginia cities of Chesapeake, Norfolk, Portsmouth, Suffolk, and Virginia Beach; the North Carolina counties of Currituck and Gates; and the Carrsville county subdivision in Isle of Wight County, Virginia |
| Northumberland, VA | Northumberland County (excluding the town of Callao) |
| Norton, VA | Includes the independent city of Norton and the counties of Wise and Lee (excluding the towns of Rose Hill and Ewing) |
| Nottoway, VA | Nottoway County |
| Richmond, VA | Includes the independent cities of Colonial Heights, Hopewell, Petersburg, and Richmond; the counties of Amelia, Charles City, Chesterfield, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, New Kent, Powhatan, and Prince George; and the Cuckoo, Jackson, Mineral, and Mountain Road county subdivisions in Louisa County |
| Roanoke, VA | Includes the independent cities of Bedford, Roanoke, and Salem; the counties of Botetourt, Craig, Franklin, and Roanoke; and the portion of Bedford County west of Route 43 |
| Russell, VA | Russell County |
| Smyth, VA | Smyth County |
| South Boston, VA | Halifax County |
| Staunton, VA | Includes the independent cities of Staunton and Waynesboro, and the counties of Augusta and Highland |
| Surry, VA | Surry County |
| Sussex, VA | Sussex County |
| Tazewell, VA | Includes Tazewell County (excluding the area north of and including the town of Bluefield) |
| Washington, DC-MD-VA-WV | Includes Washington, DC; the Maryland counties of Charles, Calvert, Frederick, Montgomery, and Prince George’s; the District 7 county subdivision in Anne Arundel County, Maryland; the Clarksville and Savage county subdivisions in Howard County, Maryland; the Virginia counties of Arlington, Culpeper, Fairfax, Fauquier, Loudoun, Prince William, Rappahannock, Stafford, and Warren; the Virginia cities of Alexandria, Fairfax, Falls Church, Manassas, and Manassas Park; and Jefferson County, West Virginia |
| Winchester, VA-WV | Includes the independent city of Winchester, Virginia; the Virginia counties of Clarke, Frederick and Shenandoah; Hampshire County, West Virginia; and the District 1 county subdivision in Morgan County, West Virginia |
| Wytheville, VA | Wythe County |
Additional Resources
- Banking market definitions by county, CASSIDI
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