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We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

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We work to support a safe and sound financial system and foster an efficient and accessible payments system.
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Economic Research
We conduct research to support policymaking and thought leadership on issues important to the Federal Reserve and the Fifth District. We also inform the public through our data and economic analysis, publications, presentations and educational resources.

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We share research, data and resources and regularly engage regional leaders and policymakers to understand and address community‑specific economic issues.
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We work with teachers, students and the public to enhance understanding of economics, personal finance and the Federal Reserve.

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Economic Review

Nov/Dec, 1978

Automatic Transfers from Savings to Checking: Perspective and Prospects

J. Alfred Broaddus, Jr.

Nov/Dec, 1978

Regulation Q and the Behavior of Savings and Small Time Deposits at Commercial Banks and the Thrift Institutions

Timothy Q. Cook

Nov/Dec, 1978

Correspondent Services, Federal Reserve Services, and Bank Cash Management Policy

Bruce J. Summers

Sep/Oct, 1978

The Implicit Deposit Rate Concept: Issues and Applications

Michael A. Klein

Sep/Oct, 1978

Honest Money

Henry C. Wallich

Sep/Oct, 1978

Managing Cash Assets: Operating Balances and Reserve Requirements

Bruce J. Summers

Jul/Aug, 1978

The Monetary Approach to Exchange Rates: Its Historical Evolution and Role in Policy Debates

Thomas M. Humphrey

Jul/Aug, 1978

Seasonal Movements in Short-Term Yield Spreads

Thomas A. Lawler

Jul/Aug, 1978

LIFO Inventory Accounting: Effects on Corporate Profits, Inventory-Sales Ratios, and Inventory Investment

Walter A. Varvel

May/Jun, 1978

District Enjoys Strong Income Growth

Aubrey N. Snellings

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Tim Sablik